HRV Financial Inc. (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you interact with our website, landing pages, forms, digital tools, and communication channels.

By using our services or submitting your information, you agree to the practices described in this Privacy Policy.

 
1. Information We Collect
We may collect the following types of information:

A. Personal Information You Provide
When you interact with our website or submit forms, we may collect:
• Name
• Email address
• Phone number
• Location information (country, state/province)
• Professional or career-related details
• Any information submitted through quizzes, applications, or inquiry forms

B. Automatically Collected Information
Our website may collect:
• IP address
• Browser type and version
• Device type
• Pages visited and time spent
• Cookies and tracking data

C. Communication Data
If you opt in to SMS or email communication, we may collect:
• Messaging preferences
• Confirmation of opt-in or opt-out
• Message interactions (opens, clicks, responses)

We do not knowingly collect data from minors.

 
2. How We Use Your Information
We use your information for the following purposes:

• To respond to your inquiries
• To provide requested information, resources, or services
• To send updates, reminders, and follow-up messages
• To deliver educational or professional development content
• To manage communication preferences
• To improve website functionality and user experience
• To comply with legal or regulatory requirements

We do not sell your information to third parties.

 
3. SMS Communication and Consent
When you provide your phone number, you may receive SMS messages related to:

• Appointment reminders
• Updates or follow-ups regarding your inquiry
• Information about training, courses, or agent recruitment opportunities
• Service notifications

Message frequency may vary.
Standard message and data rates may apply.

You may opt out at any time by replying STOP.
For help, reply HELP or contact us directly.

 
4. Sharing and Disclosure of Information
We do not sell, trade, or rent your personal information.
We may share information only under the following conditions:

A. Service Providers
We may use trusted third-party platforms for:
• Email or SMS communication
• Website analytics
• Form processing
• Appointment scheduling

These providers may access your information solely to perform their functions on our behalf.

B. Legal Requirements
We may disclose information if required by law, regulation, or government request.

 
5. Data Security
We take reasonable administrative, technical, and physical precautions to safeguard your information from loss, misuse, unauthorized access, or disclosure.

While we follow industry standards, no system can guarantee absolute security.

 
6. Retention of Information
We retain your information only as long as necessary for business, communication, legal, or compliance purposes. You may request deletion of your information at any time.

 
7. Your Rights and Choices
You have the right to:

• Request access to the data we hold
• Update or correct your information
• Opt out of SMS or email communication
• Request deletion of your data
• Ask questions about our privacy practices

To exercise these rights, contact us using the details in Section 10.

 
8. Use of Cookies and Tracking Tools
We may use cookies, pixels, and similar technologies to:

• Improve website performance
• Analyze traffic trends
• Personalize user experience

You may choose to disable cookies in your browser settings.

 
9. Third-Party Links
Our website may contain links to external websites or platforms.
We are not responsible for their privacy practices or content.
We encourage you to review the privacy policies of any third-party websites you visit.

 
10. Contact Information
For questions, concerns, or privacy requests, contact:

HRV Financial Inc.
Phone: 888-666-0057
Email: hr@hrvfinancial.com
Website: www.hrvfinancial.com

 
11. Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in practices or legal requirements. The updated version will always include a revised “Last Updated” date.

Continued use of our services after updates indicates acceptance of the revised policy.