Terms and Conditions—HRV FINANCIAL INC. "RECRUITING"
Welcome to HRV Financial Inc. By accessing or using our website, forms, landing pages, quizzes, digital resources, or any related services provided by HRV Financial Inc., you agree to comply with and be bound by the following Terms and Conditions. Please read this document carefully before engaging with our services.
1. Acceptance of These Terms
By using our website or providing your information through any of our digital tools, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree, you should discontinue use of our services immediately.
2. About HRV Financial Inc.
HRV Financial Inc. is a privately owned company located in Vancouver, British Columbia, Canada. The company is owned and managed by Hernan Rodriguez and specializes in recruiting, mentoring, and training life insurance agents throughout the United States, Canada, and Puerto Rico through partnerships with Experior Financial Group and other related organizations when applicable.
Our services include educational materials, recruitment guidance, career development content, coaching, and communication related to professional growth in the financial services field.
3. Use of SMS Communications
By submitting your phone number through our website, forms, landing pages, opt-in checkboxes, quizzes, or any related tools, you provide express consent to receive SMS messages from HRV Financial Inc. These communications may include:
• Appointment reminders
• Follow-ups regarding your inquiry
• Service or program updates
• Educational or informational messages
• Notifications related to training, courses, or recruiting opportunities
Message frequency may vary depending on your interactions with us.
Standard message and data rates may apply.
4. Opt-Out and Support
You may stop receiving SMS messages at any time by replying STOP.
To request help or support, reply HELP or contact us using the information provided in Section 11.
Opting out of SMS communication does not affect your ability to continue using the website or accessing non-SMS services.
5. Privacy and Data Handling
HRV Financial Inc. respects your privacy. Any personal information you provide is collected for the purpose of communication, recruitment, education, or customer support. We do not sell or share your personal information with third parties.
We may use your information to:
• Respond to your inquiries
• Deliver requested resources or materials
• Provide updates on services you have shown interest in
• Maintain compliance with industry communication standards
For details on how your data is protected and stored, please refer to our Privacy Policy.
6. Accuracy of Information
You agree to provide accurate and up-to-date information when interacting with HRV Financial Inc. Any false, outdated, or misleading information may result in restricted access to services or communication.
7. Intellectual Property Rights
All content provided through HRV Financial Inc., including but not limited to text, graphics, logos, videos, digital downloads, and training materials, is the property of HRV Financial Inc. and is protected under applicable copyright and intellectual property laws.
You may not copy, reproduce, modify, distribute, or republish any of our materials without prior written consent.
8. Prohibited Conduct
Users of HRV Financial Inc. services must not:
• Use our website or tools for fraudulent or unlawful purposes
• Attempt to compromise website security
• Misuse any communication system or attempt unauthorized access
• Impersonate HRV Financial Inc. staff or representatives
• Collect information of other users without consent
Violations may result in termination of access and potential legal action.
9. Third-Party Links and Resources
Our website or communications may include links to third-party resources or platforms. HRV Financial Inc. is not responsible for the content, practices, or policies of any external websites. Users engage with third-party links at their own discretion.
10. Disclaimer of Warranties
HRV Financial Inc. provides its website and services on an “as-is” and “as-available” basis. While we strive to provide accurate and reliable content, we do not guarantee:
• That the website will be uninterrupted or error-free
• That any information is free from inaccuracies
• That all content is suitable for every user
Use of our services is at your own risk.
11. Contact Information
For questions, concerns, assistance, or to request removal of your information, contact us at:
HRV Financial Inc.
Phone: 888-666-0057
Email: hr@hrvfinancial.com
Website: www.hrvfinancial.com
12. Changes to These Terms
HRV Financial Inc. reserves the right to update or modify these Terms and Conditions at any time. Any changes will be posted with a revised “Last Updated” date. Continued use of our services after changes are made indicates acceptance of the updated terms.
13. Governing Law
These Terms and Conditions are governed by the laws of the Province of British Columbia, Canada. Any disputes relating to these terms shall be handled within the appropriate jurisdiction in British Columbia.